Property Investment Due Diligence

Visit the local land registry office (Tapu in Turkey, Cadastral Office in Greece, Registro de la Propiedad in Spain). Request a full title search to verify ownership, check for liens or mortgages, confirm boundaries, and verify there are no legal disputes. Always use a local lawyer for this process.

A property valuation is an independent assessment of a property's market value by a licensed appraiser. Many Golden Visa programs require valuations to confirm the property meets the minimum investment threshold. Always use government-approved valuers when required.

Beyond the purchase price, expect: transfer tax (1-10% depending on country), notary fees (0.5-2%), legal fees (1-3%), agent commission (2-5%), property tax (annual), insurance, and potentially renovation costs. Budget 10-15% above the property price for total costs.

Both qualify for most Golden Visa programs. New construction offers modern standards and warranties but may have completion delays. Resale properties allow immediate occupancy and rental income. In some countries like Greece, certain areas only accept new construction for Golden Visa qualification.

Our property intelligence reports include seismic analysis using official data (AFAD for Turkey, regional seismic maps for other countries). We assess fault line proximity, soil type, historical earthquake records, and terrain factors. This is especially important in Turkey, Greece, Italy, and parts of Spain.

Most Golden Visa programs require the investment to be fully funded — mortgages typically do not count toward the minimum threshold. However, some programs allow partial financing. Check specific country rules, as this varies significantly between programs.